Naturally there should also be a user-serviceable option if a particular shop/business charges a specific conversion rate, but for the most part, the above solution should do. The default rate should be updated at the time of entry, so every single entry with a foreign currency should have its own conversion value. It's still essentially two budgets, but it seems like it'd be more graceful to be able to display it within a single screen.Īgreed. The actual exchange rate is sort of irrelevant at that point, because you're just telling the system how much money went away from one column and arrived in the other. Then whatever is received in Euros for that money becomes recorded as "Income" If you exchange $1000 out of dollars, that becomes an expense, maybe. (Maybe it could even just be whether you have the list of "Budget Accounts" for a particular currency collapsed or not at a given time could control whether the other details are visible.) So if someone is hopping between the US and Italy, then you maybe have an option where you can check and uncheck "Show US Dollars" "Show Euros" and if you have both checked, January 2014 has two columns, February 2014 has two columns etc. Whether you’re traveling for business or pleasure, with family or alone, you’re sure to find the right insurance plan for you. Budget has a diverse selection of rental car protection choices. So you can see both at once if you want, and each one is budgeted to zero separately to maintain the overall system intact. If so, you’re making a smart move that will protect you in unfortunate circumstances that may arise while driving your vehicle. The best that comes to mind to me would be something like giving each month an additional column (that can be shown or hidden at any given time) for each individual currency. Thanks for reading me, and thank for the awesome work on YNAB! Who has a budget perfectly balanced, "to-the-cent", anyway? That won't get you to a perfectly balanced budget at the end of the month, and you may need more adjustments if your currencies rates vary a lot, but that's a choice a multi-currency user could make. Each account should have a currency (which defaults to default currency), and budget should be computed in default currency using recent change rate (pulled from Internet, or set manually by the user) for any foreign currency item. This value should be editable by user so that it can match real values. Then YNAB could use a default rate (pulled from Internet) to compute the "planned amount" in default currency. Then, when adding a transaction, a user may choose, instead of his default currency, one of the others. How about having a default currency (the one that is currently set in every user's budget), and a list of foreign currencies that the user selects because he may use them.
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